Card Services Personal Loans Corporate Loans Remittances Installments by credit cards Deposits - Savings Electronic Banking Online Tax Payment International Payments Deposit payment Insurances Which assets can I mortgage for car loan? Customers can mortgage their own car or other assets (real estate, savings book or valuable papers, etc.). How much is the maximum car loan? Up to 80% of value of purchased vehicle (if car collateral). Up to 100% (if the collateral is real estate and/or low-risk collateral). How is the loan term determined by Kienlongbank? The loan term is determined by Kienlongbank based on business cycle; capital return period of investment project; the customer's ability to repay debts; Kienlongbank's loan capital and remaining time of operation according to the establishment decision or operation license in Vietnam by regulations of competent authority. What credit does Kienlongbank provide for machinery and equipment purchase? Normally, customers borrow medium and long term loans to invest in machinery and equipment. What currency does Kienlongbank lend to invest in fixed assets/projects? VND and/or foreign currency. For loans in foreign currencies, customers must comply with regulations on foreign currency loans and foreign exchange management regulations of the State Bank and Kienlongbank. What is an overdraft facility loan? As a form of credit extension, by allowing customers to overspend the Credit balance in current accounts opened at Kienlongbank. I have a small company in Gia Lam and a land plot with landfill in Long Bien, now I want to mortgage the land to borrow about 1 billion VND to expand production and business, what procedure do I need? You prepare documents of collateral (including use right certificate of collateral, registration declaration, other papers related to the property, if any, ID card, household registration book of the property owner); Financial reports or quick reports on financial situation of Company (with information about revenue, expenses, inventory, receivables, payables ...) and contact Kienlongbank's Sales Department for detailed instructions as well as loan profiles and business plans. Can businesses repay a part of the principal before the due date? Yes, but subject to an early repayment fee if any (currently 0% / prepayment penalty fee) My business operation is electronics trading, I need to borrow money at Kienlongbank, what appropriate type of loan do we should follow? Your enterprise will have regular capital requirements in the course of business activities, so you should use short-term loans by credit limit in line with capital rotation cycle and your business’ attributes. When I need to supplement working capital for regular activities, how should I borrow? Customers borrow in form of credit limit. « ‹ 1 2 3 › »