Personal Credits - Lendings Consumption Loans for employees outside Kienlongbank (No security collateral) Staff loan for Kienlongbank's employees (No security collaterals) Overdraft Loan for employee and collaporatorsCTV accounts (No collateral) Consuming Loans Car Loans Overseas Student Loan Daily Installment Loan Loans for buying, constructing, repairing houses and transfer of residential land Loans for Agricultural and Rural Development Loan on pledged valuable papers Loan for securities investment and trading Account Overdraft Loan (collateral is valuable papers issued by Kienlongbank) Loan for overseas working Kienlongbank Staff Loans (with insured collaterals) Loans for Real Estate trading Project Housing Loan Loan for receipt of agricultural land use right transfer Overdraft loan against current account (with real estate collaterals)