Product Description: is a loan product for receipt of transfer of agricultural land use right to expand production scale and efficiency.

Target customers: Vietnamese individuals.

Conditions:

• Stable incomes for repayment of principal and interest.
• Collaterals.
• Effective project, plan for farming/growing.

Characteristics:

Tenor: Up to 20 years and not exceeding the remaining land use time.

Loan currency: VND.

Loan amount:  maximum 70% of capital needs.

Interest rate: by Kienlongbank's regulations from time to time.

Loan method: By disbursements.

Debt collection method: flexible

Fees: See fee schedule.

Utilities:

• Simple, fast procedures.
• Long loan period helps customers balance their financial resources.