Product Description: is a lending product to employees of Kienlongbank or its subsidiary for livings, car purchase, construction/repair/purchase of real estate.

Target customers: Employees working at Kienlongbank or at Kienlongbank's subsidiary.

Conditions:

• Minimum working time of 12 months.
• Collaterals.
• Stable incomes for repayment of principal and interest.
• Appropriate use of capital.

Characteristics:

Loan term: by respective loan purpose.

Loan currency: VND.

Loan amount: by product regulations for each loan purpose.

Interest rate: by Kienlongbank's regulations from time to time.

Fees: See fee schedule

Utilities:

• Quick finance for urgent consuming needs and improve livings.
• Benefits from interest rate for Kienlongbank's and subsidiaries’ staff (with secured collaterals)  from time to time.
• Simple, fast procedures.