Loan term: Maximum 36 months, not exceeding remaining term of labor contract.
Loan currency: VND.
Loan amount: based on remaining working time at the loan application time (t)
- 12 months ≤ t ≤ 36 months: Maximum 03 months of income.
- 36 months <t ≤ 60 months: Maximum 05 months of income.
- 60 months <t: Maximum of 07 months of income.
Interest rate: By Kienlongbank's regulations from time to time.
Loan method: By disbursements.
Disbursement method: transfer to employee's current account opened at Kienlongbank.
Fee: See fee schedule.
- Quick satisfy urgent consuming needs and improve livings.
- No collateral required.
- Procedure is simple and fast.