INDIVIDUAL LOAN AGAINST MORTGAGED VALUABLE PAPERS

Loan on pledged valuable papers

Quick assessment and disbursement

Flexible

Flexible adjustment by market interest rates

100% maximum value of valuable papers

Product information

Product Description: is loan with secured collateral is valuable papers for living and other purposes.

Target customers: Individual customers.

Condition:

Characteristic And Utilities

Characteristics:

Loan term:

By disbursement: not exceeding remaining validity of valuable papers.
By limit: not more than 12 months and not exceeding remaining validity of valuable papers.
Loan currency: VND.
Loan amount: Up to 100% of valuable papers’ value (In case that valuable papers in VND issued by Kienlongbank).
Interest rate: by Kienlongbank's regulations from time to time.
Lending method: Single loan and loan limit.
Fee: See fee schedule.

Utilities:

ID card/Passport, Family record book/Temporary residence book, ... of the borrower, the co-responsible person to repay the debt and the guarantor (if any).
The valuable papers of the borrower and the guarantor (if any).