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Calculated on days of overdraft
Quick assessment and disbursement
No collateral required
Up to 12 months
Product description: Overdraft is a loan product allowing customers to spend more than credit balance on demand deposit account (VND) opened at Kienlongbank. This overpayment amount is automatically recovered gradually as soon as the customer's account has an incoming funds, so the customer only pays interest on the overspending amount on actual number of overdraft days at a preferential interest rate.
For employees, collaborators:
For organization/enterprises (employer):
Characteristic And Utilities
Tenor: Up to 12 months.
Interest rate: by Kienlongbank's regulations from time to time.
Lending method: By overdraft limit.
Fee: See fee schedule.
Frequently asked questions:
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