Characteristics:

Tenor:  maximum of 84 months.

Loan amount: Maximum 100% of car purchase value and not exceeding loan against collateral ratio as prescribed by Kienlongbank.

Loan currency: VND.

Interest rate: by Kienlongbank's regulations from time to time.

Loan method:

• For transportation: by separate credit contract.
• For business purposes: by separate credit contract / limits.

Debt collection method:

Principal:        

• Credit line loan (for auto business): Principal may be paid on last day of contract period.
• Separate credit contract:  monthly, quarterly or at maturity.

Interest: Interest to be paid monthly/quarterly on actual loan balance.       

Fees: See fee schedule.

Utilities:

•  Customers is vehicle owner on registration.
•  Simple loan procedure creating the most favorable conditions for customers.