Characteristics:

• Loan term: Maximum 12 months.
• Loan currency: VND, foreign currency.
• Loan amount: by agreement between Kienlongbank and customers.
• Interest rate: by Kienlongbank's regulations from time to time.
• Loan method: Credit limit or by disbursements.
• Debt repayment method: interest paid monthly, principal paid at term end or before maturity.
• Fees: See fee schedule.

Utilities:

• High lending rate/valuable papers (up to 95%).
• Simple procedure, quick processing.