Characteristics:

Loan term: Maximum 12 months (by business cycle, repayment ability).

Loan currency: VND, foreign currency.

Loan amount: by agreement between Kienlongbank and customers.

Interest rate: by regulation at disbursement time.

Lending method: Single loan or credit line.

Disbursement method: disbursed amount is for payment to suppliers of materials, goods and services for right loan use.

Fees: See fee schedule.

Utilities:

•  High lending rate/value of foreign trade contract.
•  Simple procedure, fast processing time.
• Customers can also use other products: Guarantee, discount, factoring, international payment, foreign currency exchange,...