Characteristic:

Loan term: Maximum 12 months. 

Loan currency: VND, foreign currency (USD).

Loan limit:

Export finance with collateral (L/C, D/P, D/A, T/T, CAD): Up to 90% of contract value and shall not exceed 95% of settlement costs.

Export finance with partial collateral:

• For L/C:  maximum 85% of L/C value and no more than 90% of settlement costs. 
• For D/P, D/A with payment period up to 90 days: Up to 70% of contract value and shall not exceed 75% of settlement costs.

Interest rate: by Kienlongbank's regulations from time to time.

Loan method: Credit line or by disbursement

Disbursement method: in line with contract implementation progress.

Debt collection method: fees, interests, principal to be collected from customers' accounts.

Fees: See fee schedule.

Utilities:

High credit limit/value of foreign contract.

Simple procedure, fast processing time.

Customers can also use other products: Guarantee, discount, factoring, international payment, foreign currency exchange,...