Characteristic:

Limit term: Maximum 12 months.

Loan currency: VND.

Loan limit: by agreement between Kienlongbank and customers. 

Interest rate: by Kienlongbank's regulations from time to time.

Disbursement method:

• Payment instruments (checks, payment orders...) or to withdraw cash from current account. 
• Overdraft loan account is connected to customer's current account. Kienlongbank will automatically transfer the entire withdrawn amount in excess of Credit balance on current account to the overdraft loan account at day end.

Debt collection method:

• Interest is collected monthly on 25th day.       
• Principal is collected at the end of every day when current account has credit balance.

Credit service fee: See fee schedule.

Utilities:

• Simple procedure, fast processing time.
• Customers are provided with temporary shortage capital in the most favorable way.