Characteristics:

Tenor:

• Short term: Up to 1 year.   
• Medium term: Over 1 year and up to 5 years.

Loan currency: VND, foreign currency.

Lending limit: As agreement between Kienlongbank and customers.  

Interest rate: By Kienlongbank's regulations from time to time.

Loan method:

• Short term: by each disbursement, credit limit. 
• Medium term: by each disbursement.

Debt collection method : 

Principal: Monthly/quarterly/quarterly/every 6 months or at term-end.   

Interest: Monthly/quarterly.        

Fees: See fee schedule.

Utilities:

• Kienlongbank may consider customers’ request for interest exempting or reducing.
• Simple procedure, fast processing time.
• Customers can also use other products: guarantee, money transfer,...