Characteristic:

Loan term: Maximum 36 months, not exceeding remaining term of labor contract.

Loan currency: VND.

Loan amount: based on remaining working time at the loan application time (t)

• 12 months ≤ t ≤ 36 months: Maximum 03 months of income.
• 36 months <t ≤ 60 months: Maximum 05 months of income.   
• 60 months <t: Maximum of 07 months of income.

Interest rate: By Kienlongbank's regulations from time to time.

Loan method: By disbursements.

Disbursement method: transfer to employee's current account opened at Kienlongbank.

Fee: See fee schedule.

Utilities:

• Quick satisfy urgent consuming needs and improve livings.
• No collateral required.
  
• Procedure is simple and fast.