• Tiếng Việt

PRODUCT ADVANTAGES

Product Description: Online Savings is a type of deposit made through Kienlongbank's e-banking service (Customers do not need to have direct transactions at counter).

Customers: Individual customers who are Vietnamese citizens with demand account and register Kienlongbank's e-banking service.

Characteristic:

Deposit term: 01, 02, 03, 06, 09, 12, 13, 15, 18, 24, 36 months, interest at term end.

Deposit currency: VND. 

Minimum deposit amount: 500,000 VND. 

Interest rate: See interest rate schedule.

Interest payment method : 

  • Added to principal and renewed for a new term;      
  • Interest transferred to demand account and the original principal renewed for a new term;
  • All are finalized and transferred to the demand account.

Fee: See fee schedule.

Handling method: on Electronic Banking portal, customer deduct money from demand account to make online savings.

Other rules:

  • Customers are only allowed to send and receive deposit payments through their own checking accounts.
  • Not applicable to co-owner accounts.
  • Not applicable to demand accounts of foreign individuals and organizations.