NON-TERM SAVINGS

Product Description: Non-term Saving is a deposit to a savings account, confirmed by Kienlongbank on a savings card or on an electronic proof or other equivalent document (if any) to earn interest and Deposit insurance. Customers can add up/ withdraw money without prior notice on any working day of Kienlongbank.

Customers: Vietnamese citizens.

Characteristic:

• Deposit term: Non term
• Deposit currency: VND, foreign currency.
• Interest rate: See interest rate schedule.
• Interest payment method: Interest is paid (or added to principal) on a monthly basis and on the Account finalization date.
• Fees: See fee schedule.

• Top receive full payment of principal and interest as agreed with Kienlongbank .
• Safety and confidentiality of account-related information.
• To deposit and withdraw money multiple times on a savings card.
• To deposit money in one but can do transaction at any branch, transaction office.
• To open a co-ownership savings card.
• Account Owner / Co-owner may pledge, transfer ownership, let inherited, authorize another person to perform transactions as prescribed by law and Kienlongbank.