Characteristics:

Loan term: Based on production and business cycle; growing time of animals and plants; consuming needs; ability to repay debts of customer, ...

Loan currency: VND, foreign currency.

Loan amount: as agreed between Kienlongbank and customers. 

Interest rate: by Kienlongbank's regulations from time to time.

Lending method: by single loan and loan limit.

Fees: See fee schedule.

Utilities:

• Quick loans to conduct production and improve living quality of people in rural areas.
• Simple procedures: no mortgage procedures, certificate of land use rights of legitimate customers to be submitted to Kienlongbank.