Characteristic:

Tenor:

• In line with production and business cycle, cash flow, debt repayment ability of customers.
• Maximum 06 months for 01 loan contract validity.        

Loan currency: VND, foreign currency.

Loan amount: by agreement between Kienlongbank and customers.

Interest rate: by Kienlongbank's regulations from time to time.

Lending method: by disbursements, credit limit.

Debt collection method: Customers can pay debt at once or in installments.

Fees: See fee schedule. 

Utilities:

• Simple procedure, fast processing time.
• Kienlongbank and customers may agree on other security measures such as: the difference between collateral value (assessed by Kienlongbank) and credit limit based on such collateral; payment guarantees from parent company or major shareholder, personal guarantees of business owners, other assets accepted by Kienlongbank  in accordance with prevailing regulations.