Characteristic:
Tenor: Up to 12 months.
Currency: VND.
Overdraft limit:
- Kienlongbank employee, collaborators: Up to 70 million VND (depending on job title).
- Organization/enterprises’ employees: Maximum 01 month of income, not exceeding VND 50 million.
Interest rate: by Kienlongbank's regulations from time to time.
Lending method: By overdraft limit.
Fee: See fee schedule.
Utilities:
- Simple procedure, quick approval time.
- Preferential rates calculated per day.
- No collateral required.