Characteristic:

Tenor: Up to 20 years.

Loan currency: VND.

Lending amount:

• Collateral is the house to buy: Do not exceed loan limit by regulations.
• Collateral is other real estate and/or other property; or collateral is combination of the house to buy and other real estate/other assets: Maximum 100% of the sale contract/transfer contract of sale and purchase contract and do not exceed the loan ratio as prescribed.

Interest rate: By Kienlongbank's regulations from time to time.

Loan method: By disbursements.

Debt collection method: flexible.

Fees: See fee schedule.

Utilities:

• Simple and fast lending procedures.
• Borrowing up to 100% value of sale contract/transfer contract of sale contract.