Characteristic:

Loan term: Maximum 36 months, not exceeding the remaining time of labor contract.

Loan currency: VND.

 Loan amount: by remaining working time until the loan application time (t)

•  12 months ≤ t ≤ 36 months: Maximum 3 months of income.     
•  36 months <t ≤ 60 months: Maximum 5 months of income.        
•  60 months <t: Maximum 07 months of income.

 Interest rate: by Kienlongbank's regulations from time to time.

 Loan method: By disbursements.

 Disbursement method: transfer to employee's current account opened at Kienlongbank.

 Fee: See fee schedule.

 Utilities:

•  Quickly satisfy urgent consuming needs and improve livings.
•  No collateral required.
•  Procedure is simple and fast.