Product Description: is a loan product that supports organizations in borrowing funds for fixed asset/project.

Target customers: Vietnam and foreign legal entities/Individuals.

Conditions:

• Production and trading experience of financed products for at least 3 years.
• Owner’s capital at least 20% of total investment capital.
• Financial ability for debt repayment within committed period.
• Feasible and effective production and business plans.

Characteristic:

• Term loan: up to 120 months.
• Loan currency: VND.
• Loan amount: Maximum 80 % of total investment demand. 
• Interest rate: by Kienlongbank's regulations from time to time.
• Disbursement method: In line with investment progress.
• Method of repayment:  based on financial ability, income and source of repayment.   
• Fees: See fee schedule.

Utilities:

• High loan/total investment capital rate.
• Simple procedure, fast processing time.
• Customers can also use other products: guarantee, discount, international payment…