Customers will be waived future premiums of the basic product and other in-forced riders being attached to the basic product, excluding top-up premium of investment linked products, as follows:

- Less severe Critical Illness: premium will be waived in 60 months starting from the premium due date right after the diagnosis date, but not longer than this rider insurance coverage term.

- Moderate severe and severe critical illness: premium will be waived from the premium due date right after the diagnosis date until the end of this rider
insurance coverage term.

List of critical illness. See here